Collectors Financing review: loans against graded cards
Not financial advice. SlabRate compares terms that lenders publish on their own sites. It is not a loan offer, a recommendation, or legal, tax or financial advice. Borrowing against cards can cost you the card. Confirm every term with the lender before you sign. CardBaseHQ is not a lender or broker.
Collectors Financing lends against collectors (examples are sports cards).
Terms at a glance
| Rate | 10% APR starting, simple interest source |
|---|---|
| Loan-to-value | 10–20% (~10% living player, ~20% deceased player) source |
| Min / max loan | not published / not published source |
| Term | 6 months, interest-only; extendable without penalty source |
| Fees | $5/month storage; no prepayment penalty; no credit check source |
| If you don't repay | not published source |
| Who it's for | Collectors (examples are sports cards) |
| Eligibility | Graded cards appraised from photos; vaulted in Delaware. Pokémon eligibility not stated |
| Crypto | No |
| Checked | 2026-10-17 |
Pros
- Low starting rate (10% APR)
- Extend the term without penalty
Cons
- Very low LTV (10–20%)
- Default terms not published
- Sports-oriented; Pokémon not mentioned
Sources: collectorsfinancing.com/how-it-works/
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