Protect your collection: collectibles insurance for trading cards
Published terms for collection insurance, card-show dealer cover and shipping insurance for trips to graders and buyers, side by side. Every term links to the insurer's own page and the date we checked it.
Information only, not insurance advice. This page summarizes terms that insurers publish on their own sites or in filed policy forms. CardBaseHQ is not an insurance agent or broker: we don't sell, quote or recommend policies and we don't collect applications. Coverage depends on the actual policy, your state and underwriting. Confirm every term with the insurer or a licensed agent.
Disclosure: We may receive flat sponsorship or referral fees; they never change the order or data.
Jump to: Collection insurance · Homeowners & renters limits · Card-show dealers · Shipping to graders & buyers · Storage
1. Collection insurance compared
Standalone collectibles policies for cards kept at home. Listed in the order we researched them; order is not a ranking. Data checked 2026-10-17.
| Provider | Who it's for | Published terms | Price | Source |
|---|---|---|---|---|
| WAX Collect | Collectors of trading cards and other collectibles (WAX Insurance Services, CA lic. #6002383) | $0 deductible in most US states (catastrophe-exposed areas may carry one); agreed value; worldwide; newly acquired items in a scheduled category covered 90 days up to 25% of that category. Two products: WAX Flex (surplus lines, choose 100/125/150% payout) and WAX Classic (admitted, mysterious disappearance standard, 150% payout). | Published "as low as" examples: $124/yr for a $25,000 1st Ed. Charizard Base Set PSA 10 (IL); $926/yr for a $150,000 1986 Fleer Jordan RC PSA 9 (TX). Assumes 3+ scheduled items; your rate will vary. | source · checked 2026-10-17 |
| Collectibles Insurance Services (CIS) | Sports card and Pokémon collectors; separate dealer policies | Collector deductibles from $0 (covers losses over $50). No schedule or appraisal for most items; items or sets of $25,000+ must be scheduled. Covers accidental breakage, burglary, fire, flood (except zones A & V), loss in the mail, theft and natural disasters; transit (sublimit) and card shows; optional public-storage cover up to $100,000; optional automatic 1%/month coverage increase. | Not published for card collections (online quote). | source · checked 2026-10-17 |
| American Collectors Insurance (ACI) | Collectors (has sports card and Pokémon pages) | Agreed Value for qualifying collections. Covers accidental breakage, fire, theft and natural disasters; mysterious disappearance for scheduled items worth $2,000+. New additions auto-covered up to $2,000 if reported within 30 days. Collector's Choice add-on for shipping and storage away from home. | Not published (quote required). | source · checked 2026-10-17 |
| Collect Cover | Collectors of trading cards and sports memorabilia (Lloyd's-backed) | Deductibles from $0; covers losses over $100. Covers accidental breakage, burglary, fire, flood (except zones A & V), loss in the mail and theft. Excludes mysterious disappearance, dealer stock/inventory and items in checked baggage. Proof of value (appraisal, receipt or other recognized valuation) needed at claim time. | Not published (online quote). | source · source 2 · checked 2026-10-17 |
| We Insure Things | Independent agency marketing Pokémon/TCG and sports card cover | Scheduled / agreed value cover, including shows and transit, newly acquired items, low or no deductible. Underlying carrier not published. | Not published. | source · checked 2026-10-17 |
| Chubb (Masterpiece valuables / collections) | High-value collections, sold through independent agents | No deductible on most collectible losses; worldwide; blanket and/or scheduled cover; pays up to 150% of itemized amount if market value rose; new items covered 90 days (up to 25% of itemized coverage); appraisal only for items of $100,000+. | Not published (quote required). | source · checked 2026-10-17 |
| PURE Insurance | High-value collections (member-owned insurer, sold through brokers) | Worldwide; scheduled (itemized) and/or blanket cover; pays up to 150% of an item's scheduled value if market value rose; up to 90 days to schedule newly acquired items; PURE Art Services helps with appraisals and inventory. Lists sports memorabilia among collections. | Not published (broker quote). | source · checked 2026-10-17 |
Homeowners and renters policies: check the card limit
Home and renters policies can put cards in a special-limit category. Published examples:
- A Liberty Mutual homeowners form filed in Nevada limits loss of trading cards, comic books, sports memorabilia and similar items to $2,500 in the aggregate, whether or not they are part of a collection, unless scheduled. Liberty Mutual form FMHO 6100 NV (08/16) · checked 2026-10-17
- Hagerty's Valuable Collections form limits unscheduled trading cards away from home to 10% of the class amount and no more than $5,000 on any one card; disappearance of an individual card is excluded unless it is scheduled. Hagerty Valuable Collections policy form · checked 2026-10-17
- State Farm's Personal Articles Policy can schedule sports cards and collectibles item by item; Liberty Mutual recommends scheduling cards and memorabilia separately. State Farm Personal Articles Policy · Liberty Mutual: coverage for valuables · checked 2026-10-17
Limits differ by insurer, form and state. Read the "special limits" section of your own policy or ask your agent.
2. Card-show dealer coverage
Inventory cover for dealers and general liability that many shows and venues require from vendors. Find shows on the card show calendar.
| Provider | Who it's for | Published terms | Price | Source |
|---|---|---|---|---|
| CIS Dealer policy | Card dealers and show vendors (inventory) | Inventory at scheduled US locations; shows and travel in the US and Canada (including unattended auto and checked bags); worldwide shipping; consignment (property of others); storage units. No schedule or appraisal required. Market value less a $500 deductible (an older CIS page states $200). | Not published (application). | source · checked 2026-10-17 |
| The Event Helper | Show vendors needing general liability | Event general liability for vendors (claims for damage to the venue or injury to a customer), bought online with the policy issued immediately. States its cover fits 99.5% of venue requirements, or the policy is refunded. | Quoted online. | source · checked 2026-10-17 |
| K&K Insurance (vendor liability) | Show vendors needing general liability | General liability for single events (1 month or less) up to annual cover; optional equipment/contents cover; free additional-insured certificates. | Quoted online. | source · checked 2026-10-17 |
3. Shipping to graders and buyers
PSA does not insure inbound packages. Its coverage (Max Insured Value, up to the item's fair market value) starts once PSA confirms your item arrived and runs until it reaches its next destination. Unless you buy inbound insurance from Cabrella or another provider, your cards are not covered on the way in. PSA coverage page · checked 2026-10-17
| Provider | Who it's for | Published terms | Price | Source |
|---|---|---|---|---|
| Shipsurance (Assurant) | Sellers and shippers using any major carrier | Priced per $100 of declared value (example rate $0.20 per $100 vs USPS $3.35 per $100). Covers collectibles. Packages carry no "insured" markings. Claims typically paid within 5 business days, by check or PayPal. Occasional shippers can buy per-package cover at ShipSaver.com. | Example: $0.20 per $100 unit (rates vary by volume, commodity, claims history). | source · checked 2026-10-17 |
| Cabrella (PSA inbound) | PSA submitters shipping in by FedEx | PSA's partner for inbound shipping insurance, added at PSA checkout when you choose FedEx. PSA says Cabrella covers ungraded collectibles at their estimated appraisal value. Cabrella's announcement states cover up to $150,000 per shipment. | Shown at PSA checkout. | source · source 2 · checked 2026-10-17 |
| U-PIC | Card and memorabilia shippers, multi-carrier incl. international | Shipping insurance for sports cards and memorabilia across major carriers, including international; integrations with Shopify checkout. | Not published on the guide page. | source · checked 2026-10-17 |
| InsureShield (UPS Capital) | Shippers on UPS and other carriers | Multi-carrier shipping insurance for loss, damage and porch piracy. | Not published (quote). | source · checked 2026-10-17 |
| ParcelGuard | ShipStation users | Shipping insurance bought inside ShipStation when printing labels. | Shown in ShipStation. | source · checked 2026-10-17 |
Running the numbers on a submission? The grading profit calculator has a shipping + insurance field.
Storage
Storing slabs? Zion Cases makes display and protective cases for graded cards. Affiliate link
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- Only terms an insurer publishes on its own site or in a filed policy form. No third-party price estimates.
- "Not published" means the insurer doesn't state it publicly; you'll need a quote.
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Disclosure: We may receive flat sponsorship or referral fees; they never change the order or data.
Related: compare card loans (SlabRate) · grading profit calculator · card show calendar